by Ratefair | Feb 20, 2020 | Mortgage Terms, mortgages edmonton
Edmonton Mortgages – Co-signer vs. Guarantor With the cost of homes increasing in certain markets and the stress test in place, it’s becoming more and more common for the average individual to struggle when it comes to qualifying for a mortgage. Unable to...
by Ratefair | Feb 5, 2020 | Buying A Home In Edmonton, Down Payment, Mortgage Downpayment Edmonton, mortgages edmonton, Programs
Saving for a down payment can be challenging. It can take many years to accumulate the funds needed, and for those who are not blessed with deep pockets, it can be downright impossible. Sometimes, the only way to obtain the funds for a down payment is through...
by Ratefair | Feb 4, 2020 | Lenders, Uncategorized
The Difference Between a Lenders, B Lenders and Private Mortgage Lenders On January 1, 2018, the Canadian government required the major banks to conduct “stress tests” on prospective borrowers, effectively making it harder for the average household to...
by Ratefair | Oct 23, 2019 | Buying A Home In Edmonton, mortgage documents, mortgages edmonton, notice of assessment
Did you know you can view and download your NOA online? When you file your taxes, you’ll receive a Notice of Assessment (NOA) from the Canada Revenue Agency (CRA). This document summarizes your tax return and provides valuable tax information that you should...
by Ratefair | Oct 23, 2019 | Buying A Home In Edmonton, Industry Professionals, mortgages edmonton
Why use a real estate agent when home buying? Purchasing a new home is not an easy undertaking. The process involves searching for the ideal location, finding a property that meets all of your expectations, getting pre-approved from a lender, filling out endless...
