by Ratefair | Apr 14, 2022 | Buying A Home In Edmonton, credit repair mortgage lending, Homeowners Tips and Tricks, Industry Professionals, Lenders, mortgage documents, Mortgage Downpayment Edmonton, Mortgage Pre-Approval, Mortgage Terms, mortgages edmonton, Pre-approvals and Pre-qualifying for a Mortgage, Programs
Why You Should Hire a Mortgage Broker Instead of a Bank? Purchasing a home can be a complex, time-consuming, and stressful process. This is especially true for first-time homebuyers, who may possess very little knowledge on how to find the home most appropriate for...
by Ratefair | Oct 27, 2021 | credit repair mortgage lending, Lenders, Mortgage Pre-Approval, mortgages edmonton, Pre-approvals and Pre-qualifying for a Mortgage, Programs
New to Canada Program Offered by Sagen If you’re a new immigrant, it’s likely you don’t have a credit rating in Canada, and you may not yet qualify for permanent residency, which means you’ll be ineligible to secure a mortgage through a...
by sarah | Apr 1, 2021 | Credit, credit repair mortgage lending, Mortgage Pre-Approval, Pre-approvals and Pre-qualifying for a Mortgage
On October 17, 2017, the Office of the Superintendent of Financial Institutions announced new mortgage rules, which were officially put into effect on January 1, 2018. The new regulation requires lenders to conduct a mortgage stress test, a stringent assessment of...
by Ratefair | Dec 10, 2020 | Buying A Home In Edmonton, Down Payment, Homeowners Tips and Tricks, mortgage documents, Mortgage Terms, mortgages edmonton, Pre-approvals and Pre-qualifying for a Mortgage, Property Taxes
What Are Closing Costs? Closing costs are one-time expenses associated with the purchase of a home. If you’re settled on purchasing a home, you have to account for these extra outlays in your budget. A common mistake for homebuyers is to underestimate the amount...
by Ratefair | Jun 26, 2019 | Mortgage Pre-Approval, Pre-approvals and Pre-qualifying for a Mortgage
Pre-Qualification vs Pre-Approval: What’s the Difference? If you’ve decided to ditch renting in favour of purchasing a home, it’s essential that you get familiar with the process, from start to finish. Right away, you’ll be bombarded with terms...
by Ratefair | Jun 6, 2019 | Mortgage Pre-Approval, Pre-approvals and Pre-qualifying for a Mortgage
The Importance of Getting Pre-Qualified and Pre-Approved for Your Mortgage Before you embark on your house-hunting adventure it’s essential to have a firm idea of what the type of home you’ll be able to afford. Though there is nothing wrong with...
